Purchase/ Refinance/ Investment


  • I will help guide and qualify you for a home purchase appropriate for your income and financial situation. How much down payment and closing costs will be needed and what the exact new monthly housing expenses will be.
  • Does it make sense to have PMI (Private Mortgage Insurance) or not?
  • Credit Scores – I offer programs that can assist those who may not have perfect credit.


  • Conventional
  • FHA/Government
  • VA
  • Jumbo


  • Lower monthly payments by lowering your interest rate
  • Consolidate and payoff debts which will reduce or improve monthly cash flow
  • Cash out of the house for any reason, which is taking your equity out of the home
  • Eliminate your PMI after you have obtained the 20% equity required
  • Shorten the term remaining on your loan payments: For example, reduce a 30 year loan to a 15 year and save thousands of dollars in interest payments.


  • Single Family homes for rentals can build wealth by having the rents pay down your mortgage for you.
  • Increase equity appreciation by holding rental properties over the long term
  • Diversify your investments by using rental properties along with other investments (stock equities)
  • Learn More